The Tim Wade Promise
As YOUR INSURANCE GUY - I will do my best to explain all your insurance questions, what the terms mean, how they affect you, how to make your policy yours. Service area: - Lambeth – London – Belmont – St Thomas and surrounding areas up to approx 100 kms from Belmont. Thanks for visiting my website.
Ok let’s do this chronologically... I have grown up and lived in the Lambeth/London area my whole life – I currently reside in the Lambeth area in a house that was once the original toll booth for the road that ran between London and St Thomas. My mother, brother and his family live in the Village as well. Up until 2006 I worked at the Amethyst School for Learning Disabilities/Robarts School for the Deaf. This was a great career and I loved every minute of it. I actually donate $1 from every new policy and policy renewal to the school or to the Heart and Stroke Foundation. In October of 2006 I was hired by Westminster Mutual Insurance Company as an Agent. At this point I was being trained for taking over a portion of my father – Terry Wade’s book of business as he retired in January 2007. I have been with Westminster Mutual based out of the Belmont Office since 2006. This is an amazing job. It’s great to meet people and explain the business of insurance to them. I like being in the community and working for the community. Westminster Mutual is part of the Ontario Mutual Program. Our products are our own, 100% Canadian, from our roots to present day service. I am continuously taking insurance based courses to keep on top of issues facing the industry and facts that you as the policy holder need. I enjoy explaining and walking people through the steps of insurance. It’s good to know what is covered and what is not. That’s what I am here for: Customer Service. I provide clients my office number, my cell number, my home number as well as my email. Most times I get to people in less than one day. Basically I only have access to Westminster Mutual’s rates. These are the rates I have, and although I cannot guarantee my/our rates are always going to be the lowest, I can offer you the service you can depend on every day. No call centres, no U.S. based affiliations, no being routed to the Far East for a bill inquiry … Just plain old fashioned service. I do have markets that specialize in Higher Risk Drivers – Antique & Specialty Automobiles. These companies are under agreement with Westminster Mutual. Call or email for a quote.  HOME - CONDO - TOWNHOUSE INSURANCE
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PAYMENT PLAN OPTIONSTim Wade your agent for Westminster Mutual offers several payment options: NEWLY ADDED - Debit machine payments will now be accepted at the office
The full premium may be paid directly to Westminster Mutual. If you wish your full premium withdrawn directly from your bank account, please provide banking details. No service charges apply! Monthly Payment Plan - The annual premium is spread over 12 months with a 3% service charge applied. Monthly withdrawals are made from your bank account with authorization form and void cheque required. The first policy term requires a down payment of 2 months premium with the remaining payments spread over 10 months. 3-Pay Plan - The annual premium is split into three equal payments and withdrawn from the bank account three months in a row for the first three months of the policy. The first payment would be withdrawn on the due date of the policy with the remaining two payments withdrawn the following two months. No service charges applied! Telephone and Internet Banking - Clients whose premium is billed directly from Westminster (clients of Tim Wade) can now pay by telephone or internet banking! When setting up your Westminster account for this type of payment, you'll need your 5-digit holder number, which can be found on your invoice in the top right-hand corner, third line down (the holder number begins with either a "0" or "1"). Debit Machine - For anyone wishing to pay their premium with a debit card, it is now available at the office. Choose the option that works best for you! If you wish to change your payment option, please notify Tim Wade. 
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