Farm Insurance
Farms, due to their inherent nature, are a complicated product to quote online. I usually like to quote against your current policy to make sure we are comparing apples to apples or horses to horses as the case may be. I would be more than happy to come to your farm, meet with you and go over the items in person so I can prepare a comprehensive and thorough quote.
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Develop an awareness of hazards on the farm and prepare for emergency situations including machinery entanglements, fires, vehicle collisions, electrical shocks from equipment, and adverse health effects from chemical exposures. Reduce the risk of injury and illness with preventive measures. Read and follow instructions in equipment operator's manuals. Follow instructions on product labels for safe use, handling, and storage. Conduct routine inspections of your equipment to determine problems and potential failures that may contribute to or cause an injury. Properly maintain tools, buildings, and equipment.Conduct meetings with employees and family members to assess safety hazards, discuss potential accident situations, and outline emergency procedures. Provide approved rollover protective structures (ROPS). ROPS are compartment structures (usually cabs or frames) intended to protect equipment operators from injuries caused by vehicle overturns. Use seat belts while the tractor is in operation on tractors equipped with a ROPS.Make sure guards for farm equipment are put back on after maintenance to protect workers from moving machinery parts. Also, keep all equipment at least 20 feet from any overhead power lines or wires that support poles.Review material safety data sheets and labels that come with all chemical products. Take the necessary precautions to prevent entrapment and suffocation caused by unstable surfaces of grain storage bins, silos, wagons and other storage structures.
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